Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. The card on this page is advertising. Nothing on this page was scored or ordered for it.
Catalog front
The record of factory terms, by brand and by model year
Twenty-seven brands, 173 model lines, every model year from 2012 to 2024 that the source file lists. Each card says where its numbers came from and when they were pulled. We file the record. What it means for your car is your call.
Pulled 16 Oct 2026
Card 001 · Notes on the drawer
What the record shows at a glance
Factory powertrain terms in this file run from 50,000 miles to 100,000 miles. The basic terms run from 36,000 to 60,000.
Twelve of the 27 brands share the same pair: 3 years or 36,000 miles basic, 5 years or 60,000 miles powertrain.
Three brands carry a 10-year or 100,000-mile powertrain term, and the source table marks all three as limited to the original owner.
Six brands print the same number twice: 4 years or 50,000 miles for both basic and powertrain.
Every term ends at whichever limit arrives first, and the clock starts on the date the car was first sold, not on the first day of its model year.
Nothing here tells you whether your car is still covered. The VIN does. Ask a franchised dealer to look up the in-service date.
Drawer A
Longest powertrain warranties by brand
All 27 brands in the file, sorted by powertrain miles from most to fewest. Where two brands tie, they are filed alphabetically. Click a brand to open its drawer.
Source: Click 4 Coverage brand warranty table, read October 16, 2026. Sorted by powertrain miles, ties alphabetical. 27 rows.
Between the end of the basic term and the end of the powertrain term, only the narrower powertrain term applies. At 12,000 miles a year, the 3 years or 36,000 miles term reaches both limits together, at the 3-year mark with about 36,000 miles on the odometer.
Basic and powertrain end together, so there is no stretch where only the powertrain term applies. At 12,000 miles a year, the 4 years or 50,000 miles term ends on the calendar first, at the 4-year mark, with about 48,000 miles on the odometer and 2,000 miles of the limit unused.
Card B03 · 5 brands
4 years or 50,000 miles basic, 6 years or 70,000 miles powertrain
Between the end of the basic term and the end of the powertrain term, only the narrower powertrain term applies. At 12,000 miles a year, the 4 years or 50,000 miles term ends on the calendar first, at the 4-year mark, with about 48,000 miles on the odometer and 2,000 miles of the limit unused.
Card B04 · 3 brands
5 years or 60,000 miles basic, 10 years or 100,000 miles powertrain
Between the end of the basic term and the end of the powertrain term, only the narrower powertrain term applies. The source table marks the powertrain term as limited to the original owner. At 12,000 miles a year, the 5 years or 60,000 miles term reaches both limits together, at the 5-year mark with about 60,000 miles on the odometer.
Card B05 · 1 brand
4 years or 60,000 miles basic, 6 years or 70,000 miles powertrain
Between the end of the basic term and the end of the powertrain term, only the narrower powertrain term applies. At 12,000 miles a year, the 4 years or 60,000 miles term ends on the calendar first, at the 4-year mark, with about 48,000 miles on the odometer and 12,000 miles of the limit unused.
Card B06 · the model drawer
173 model lines, 1,775 model-year rows
The deepest drawers: Chevrolet 15, Ford 15, Toyota 14, Nissan 13, Kia 11. Every line inherits its brand's terms; the model cards add a row per model year.
Source: Click 4 Coverage model-line table, read October 16, 2026.
Card B07 · the federal drawer
Recall campaigns and complaint components
172 of 173 model cards carry NHTSA recall counts.
Recalls are free repairs the maker performs. Complaints are self-reported and not adjusted for sales volume.
Reading room
How to read a factory term
A new-car warranty is printed as two numbers joined by "or": years or miles. The term is over when either one is reached. A car driven 25,000 miles a year can finish a 36,000-mile term well inside its second year, while a car that sits in a garage will run out the calendar first. The pair is a ceiling on both axes, and the lower one wins.
Most brands print at least two terms. The shorter one, often called basic or bumper-to-bumper, is the broad one. The longer one, the powertrain term, is narrower and generally reaches the parts that make the car go: engine, transmission and the drive components that carry power to the wheels. Exactly which parts sit inside each term is spelled out in the warranty booklet for that model year, and the booklet is what governs, not this page and not a summary on a dealer lot.
This record files the terms as the source table prints them, brand by brand. It does not file the exclusions, the corrosion terms, the emissions terms or the hybrid and electric battery terms, which vary more by model and year than one row per brand can honestly show.
Reading room
The clock starts at first sale, not at the model year
A 2022 model can be sold new in the fall of 2021, in the middle of 2022, or, if it sat on a lot, well into 2023. Its factory terms start on the day it was first delivered to a retail buyer or first put into service, and that date travels with the VIN. A car used as a dealer demonstrator or a fleet vehicle may have started its clock before the first private owner ever saw it.
That is why the model-year pages in this catalog print calendar years only as an example, under the stated assumption that the car was first sold during its model year. The real dates belong to your VIN, and a franchised dealer for the brand can read them from the maker's system.
Reading room
What a service contract is, set beside the factory term
A factory warranty comes with the car and is paid for in its price. A vehicle service contract is a separate purchase, from a separate company, that agrees to pay for listed repairs under its own terms. The two can overlap, follow one another, or have gaps between them, depending on what each one says.
Service contracts are not warranties and not insurance. The contract you receive governs: what it covers, what it excludes, the waiting period before it pays, the deductible, and whether it can be cancelled or transferred. Read it before you sign, and read it beside the factory booklet, so you know which document is speaking for which part and which month.
Drawer C
Brand drawers
One drawer per brand: the factory terms as the file prints them, a worked example of when they end at 12,000 miles a year, and every model line the catalog holds for that brand.
Each model line has its own card, with the factory terms it inherits from its brand and a row for every model year in the file. Each row links to that model's record in the Click 4 Coverage vehicle library (an advertiser link).
What the public safety files can and cannot tell you
Two federal files sit behind the safety blocks on the model cards, both kept by the National Highway Traffic Safety Administration. The first is the recall file. A recall campaign is opened when a maker or the agency finds a safety defect or a failure to meet a federal standard, and the remedy is a free repair the maker performs. A campaign count says how many campaigns name a model across its years; it does not say how many cars were affected or whether yours was repaired.
The second is the complaint file. Owners report problems to the agency themselves, and the reports are not verified before they are filed. More cars on the road means more reports, so a popular model can collect more complaints than a rare one without being any worse. We print complaint counts only within one model, year against year, and we label them as self-reported safety complaints not adjusted for sales volume.
The safety blocks appear on a model card only where the federal files could be matched to that model. Where a match failed, the card says so in words instead of printing a zero, because a missing match is not the same thing as a clean record.
Reading room
What this catalog will not print
No repair-cost figures. No public source for them exists that we can cite and reuse, so there are none here. No reliability score, no star rating and no ranked list of the best or worst cars. No sentence about what tends to break on a given model unless a federal file says it, with the count beside it. Where a fact is missing, the card says "not published" and leaves the space empty, because an empty space is honest and a guess is not.
Inquiry desk
Questions readers bring to the desk
Does a factory warranty stay with the car when it is sold?
In general the factory terms follow the car to the next owner for whatever time and miles remain. The exception is a term the maker limits to the original owner. The source table marks the 10-year powertrain terms of Hyundai, Kia and Mitsubishi that way, so a second owner should expect a shorter powertrain term. Confirm the details against the VIN and the warranty booklet.
Why does every term have two numbers?
Each term is a limit in years and a limit in miles, and it ends when the car reaches either one. Someone who drives a lot uses up the miles first; someone who drives little uses up the years first.
Does a 2020 model's warranty start on January 1, 2020?
No. It starts on the date the car was first sold or put into service, which can fall before or after the calendar year on the badge. That date is tied to the VIN, and a franchised dealer can look it up.
Where do the numbers in the brand table come from?
From the brand warranty table that Click 4 Coverage publishes for its own model-year pages, read on October 16, 2026. A separate check of each brand against the maker's own warranty page is under way; when it lands, the maker's link will be printed beside each brand and any disagreement will be shown, not hidden.
Why is there no reliability score or repair-cost estimate here?
Because we have no public source for one that we can cite and reuse. A score built without a source would be an invented fact, and this catalog does not print invented facts about cars.
What does a recall campaign count mean?
It is the number of distinct federal recall campaigns that name a model across the model years in the file. A recall is a free repair the maker performs. The count does not tell you whether a particular car has had its recall work done; a VIN lookup on the federal recall site does.
Can I compare complaint counts between two different models?
Not fairly. Complaints are self-reported and are not adjusted for how many cars were sold, so a best-seller collects more of them. This catalog only compares model years within the same model.
How does this site make money?
Click 4 Coverage, a seller of vehicle service contracts, is a client of OwnersFirm, the publisher. OwnersFirm is paid when a reader who arrives from this site buys coverage. The client's card is labeled every time it appears, and no table or list here is ordered for it.
Drawer E
Lists filed from the record
Each list is cut from one data file by one rule, printed with its pull date. Lists waiting on a file that has not been pulled yet are named here and marked as waiting.
The 12 longest powertrain warranties by brandFactory powertrain terms for 12 brands, most miles first, as printed in the Click 4 Coverage brand table read October 16, 2026. Confirm against your VIN.
The 12 shortest bumper-to-bumper terms by brandBasic factory terms for 12 brands, fewest miles first, as printed in the Click 4 Coverage brand table read October 16, 2026. All 12 tie at 36,000 miles.
Certified pre-owned programs ranked by powertrain term Waiting: c4c_cpo_programs.json not yet built (D6 hand-build).
CPO programs with no deductible Waiting: c4c_cpo_programs.json not yet built.
CPO programs by inspection checklist length Waiting: c4c_cpo_programs.json not yet built.
CPO programs measured from the original sale date Waiting: c4c_cpo_programs.json not yet built.
Captive lenders ranked by lease disposition fee Waiting: Captive lenders publish lease-end fees inside the contract or behind a login, not on public pages: 1 of 20 lenders printed a disposition fee, 1 an excess-mileage rate (read October 16, 2026). Rebuild from lenders' sample lease agreements before minting..
Excess mileage charges by lender Waiting: Captive lenders publish lease-end fees inside the contract or behind a login, not on public pages: 1 of 20 lenders printed a disposition fee, 1 an excess-mileage rate (read October 16, 2026). Rebuild from lenders' sample lease agreements before minting..
Lenders that allow an early lease buyout Waiting: Captive lenders publish lease-end fees inside the contract or behind a login, not on public pages: 1 of 20 lenders printed a disposition fee, 1 an excess-mileage rate (read October 16, 2026). Rebuild from lenders' sample lease agreements before minting..
Method, in brief
How the record is kept
Every number on this site comes from a file we can name: the brand and model-line tables published by Click 4 Coverage, read October 16, 2026, and the federal recall and complaint files, pulled the same day. Sorting rules are printed on every list, and ties are always broken alphabetically. Nothing is scored for the advertiser. The full account, including what is not on the page and how to report an error, is on the methodology card.